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It is a marvelous system of guaranteeing the buyer that the product they are buying is not harming people or the planet.  For example: In Papua New Guinea the farmers grow cocoa on land they own.  The cocoa was sold to middle-men that in turn sold it to chocolate makers who in turn sold it to us.  The farmers profits were miniscule in comparison to the middle man.   Logging Companies wanted to buy these lands from the farmers and since the farmers weren’t making much money growing cocoa they were willing to sell.  The Nature Conservancy came along and explained to the farmers that the sale would be a short lived income.  With Fair Trade certification their profits would be greater and last as long as they were willing to farm sustainably.    Keeping their lands to sell Fair Trade cocoa will provide income forever (or until we stop loving chocolate).

The farmers were granted the fair trade certification after a long (three years I think) and arduous process of sustainable growing and marketing education.  The middle man was removed so they had to find their own fair trade buyers.  You wouldn’t think it would be hard to find buyers for this wonderful cocoa; it helps to understand these farmers have limited sources of communication and funds for travel.  These photos might help explain.

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We’ll exile ourselves to places like  Costa Rica, Italy, Germany and Norway for the same reasons our forefathers came to America.  Us worker bees will leave the tyrannical hedge fund managers and their big oil buddies to play with their –  own 401k’s.

It might be a good thing — no one left to fight their wars.  Perhaps they’ll stop booting out the illegal aliens;  who may be needed to clean their mansions and perform CPR on their stressed out hearts?

I knew we weren’t going to get much out of him re: the environment, it wasn’t high on his agenda.  I didn’t like his plan to expand oil drilling but I liked him getting our troops out of Iraq and providing health care.  I didn’t think he deserved the Nobel Peace Prize, but, I do like that the rest of the world seems to have a better view of us, because of him.  I guess when you get placed too high on a pedestal you fall hard and fast.  What has he done, or not done to make you so angry?

People who support our cool, private and formal President are up against a loud unified “tea-party”  Conservatives vs Liberals — one accusing the other of not staying on top of the facts. I’m glad our Liberal forefathers fought for our National Parks System, Medicare, Federal Highways, banning nuclear testing,  clean air and water, public schools, religious freedom, and being able to sit anywhere on the bus we want regardless of our skin color.  I am very grateful they stood up and fought the hard fight to provide these wonderful American ways of life for us.

Who were they fighting?  Who didn’t want these things?  Most people simply hate and fear the unknown.  There is no evil motivation. If you show them a plan for a better way they fight it, dealing with what they know is easier then figuring out a better way.   That thinking was manipulated by the powerful money handlers who were profiting from the unregulated timber industry or cheap child labor in factories.  Factory owners lobbied against mandatory education and the timber industry didn’t want National Parks.

Just like now, Corporate interests don’t want public healthcare available to all Americans and have convinced many Americans that the government is going to kill grandma and infiltrate their personal lives with this crazy healthcare for all scheme.  If healthcare was to become available to all Americans then  some  innovative Americans would go out and open a small business not needing corporate insurance benefits anymore. They don’t want that.

What did out conservative forefathers achieve for us?

Ronald Reagan played a big part in the USSR breaking apart and losing it’s power.  George HW Bush had a short successful war.  Nixon brought our troops home from Vietnam and re-opened trade with China — some may say China trade wasn’t such a good thing, because before that we made our own toasters and jeans.   Conservatives are pro-life and Christian.  They don’t like government intervention, they prefer corporate rule.  They refer to Liberals as elitists, I’m not sure where that came from.

As for me, I was raised in a Republican, military, Methodist, household.  My father hated “All in the Family” and he loved Nixon.  I remember sadness and tears in my household when Nixon resigned.  He said the presidency always involves covert happenings that the public has no business knowing.  In my mind, that, is big government and from that time on I silently went my own direction to find truths.  Nixon was big government and I think we should be much more afraid of his kind than of Obama.

Conservatives don’t like “Obamanomics” stimulus and infrastructure and all Americans having health insurance;  too costly. I say we need to work together to get jobs back in America.  Small business needs to prosper.  Corporate growth needs to stop being the impetus.  “Improving stockholder profits” needs to stop being our battle cry.  Americans need to move back into main street and open their hardware stores and butcher shops and make glassware in their small factories on the edge of town.  Stop hating and start coming up with solutions.  Yelling, table pounding, hate-filled accusations are  just counter productive exchanges of air

Stuff made in China is cheaper than American made stuff (for the most part) because the Chinese have little kids making it.  They don’t have rules.  No 40 hour work week with overtime.  No  clean air and water rules,  their factories pollute at will.  They don’t have a strong liberal front fighting for them.

We need to change our buying habits away from Target and Wal-Mart (unless they start stocking the shelves with American made products) and go back to main street.  Obama didn’t create this mess, I’m not sure he is doing everything right to fix it, but, I am sure it can’t be fixed without our participation.

I asked many of my co-workers and friends what they know about the Federal Reserve. Some never heard of it and others just “stay out of politics”.  Congress either understands the Federal Reserve about as well as me and the people I work with or they understand it very well and use it for their own purposes.  My guess is there is a little of both.

Woodrow Wilson signed the Federal Reserve Act into law in 1913 with hopes of  keeping the American economy stable.  The great depression happened after the stock market crashed in 1929 so apparently it didn’t work.  Conspiracy theories portray that It worked out nicely for the guys funding the Federal Reserve.

By the way did you know Woodrow Wilson’s second wife Edith was a descendant of Pocahontas and he was instrumental in women gaining the right to vote as well as creating the IRS and involving us in WWI.

It seems that Wilson’s purpose, which was passed by congress, was to establish a system of banking that would remain independent but overseen by congress to protect the American economy.   My smart friend Fred says… ‘ There is evidence that no one in government or banking has been properly taught recently. At least they don’t seem to be interested in financial stability as much as in how to flip securities and create new “products” to flim-flam investors, other banks and foreign governments. ”

Oversight of the Federal Reserve is quite obviously an important issue that we need to understand and pay attention to.  As Fred stated “Money is a debt of the government with no interest rate. When you have a hundred dollar bill it means the government owes you a hundred dollars. You can take it to any bank and exchange it for another or a combination of smaller  currency or coin equal to $100.  You used to be able to get gold or silver but that was eliminated in 1933. Can you imagine trying to keep track of a $5 gold fleck?”

So, we can’t run around with little gold flecks in our pockets or chickens or buckets of oil or items of value so money is printed.  A loan from the government covered by the value of the US treasury which is manipulated by the individuals at the Federal Reserve.  We vote for congressmen to keep an eye on the Fed, AKA oversight.

In 1895, the Federal Treasury was nearly out of gold. President Grover Cleveland arranged for J.P. Morgan to create a private syndicate on Wall Street to supply the U.S. Treasury with $65 million in gold. JP Morgan pretty much owned the US treasury, as a consequence Cleveland, a democrat, angered his democratic constituents, and lost the presidency to Republican William McKinley.  Mckinley established gold as the only standard for redeeming paper money with the Gold Standard Act in 1900.  He was assassinated in 1901.

Another panic in 1907 was a financial crisis that almost crippled the American economy, yet again. Major New York banks were on the verge of bankruptcy and there was no mechanism to rescue them until Morgan stepped in, yet again and personally took charge, resolving the crisis.

Morgan organized a team of bank and trust executives which redirected money between banks.  A delicate political issue arose regarding the brokerage firm of Moore and Schley, which was deeply involved in a speculative pool in the stock of the Tennessee Coal, Iron and Railroad Company. Moore and Schley had pledged over six million of the Tennessee Coal and Iron (TCI) stock for loans among the Wall Street banks. The banks had called the loans, and the firm could not pay.  If Moore and Schley should fail, a hundred more failures would follow and then all Wall Street might go to pieces.  Too big to fail was going on back in 1907. Morgan decided they had to save Moore and Schley.

Vowing to never let it happen again, and realizing that in a future crisis there was not likely to be another Morgan, banking and political leaders, led by Senator Nelson Aldrich devised a plan that became the Federal Reserve System in 1913. The crisis underscored the need for a powerful mechanism, and Morgan supported the move to create the Federal Reserve System.  Yay!! it’ll never happen again and we don’t have to pay attention.  Then you may ask “Why did the great depression happen if the Federal Reserve System was established to protect the American economy”?  Well, either something evil was going on or just plain stupidity (on our part) and greed.

President Lincoln didn’t like the idea of a Central Bank and stated…

“The money powers prey upon the nation in times of peace and conspire against it in times of adversity. The banking powers are more despotic than a monarchy, more insolent than autocracy, more selfish than bureaucracy. They denounce as public enemies all who question their methods or throw light upon their crimes. I have two great enemies, the Southern Army in front of me and the bankers in the rear. Of the two, the one at my rear is my greatest foe. Corporations have been enthroned, and an era of corruption in high places will follow. The money power of the country will endeavor to prolong its reign by working upon the prejudices of the people until the wealth is aggregated in the hands of a few, and the Republic is destroyed.”

Shortly after he said this, he was assassinated.

Banks store our money for us so we don’t have to walk around with our wad in our boots.  It isn’t sitting in a vault waiting for us to come and get it.  The bank has devised ways to turn our little wad into a bigger wad for themselves through speculation and manipulation of fractional reserves (watch the video at http://www.youtube.com/watch?v=iYZM58dulPE to understand it better). They also extend credit to us based on our wad and make money off the interest.

We all need to treat our credit cards like a 30 day note, you borrow to get things you want in the immediate sense rather than having to wait for your next paycheck.  If you pay it back before the 30 days is up, you don’t have to pay interest, you just pay back what you borrowed. So we can live happily ever after surrounded by the ones we love.  Isn’t that the ultimate goal? for our money to buy our happiness? Like a patient said to me once “you never see a hearse pulling a U-haul”.

If you go to this website and read the comments on President Obama’s planned speech to the kids of America you might laugh.  I did.  You can also read the President’s planned speech.  These are some of my favorite parts…

…at the end of the day, the circumstances of your life – what you look like, where you come from, how much money you have, what you’ve got going on at home – that’s no excuse for neglecting your homework or having a bad attitude. That’s no excuse for talking back to your teacher, or cutting class, or dropping out of school. That’s no excuse for not trying.
Where you are right now doesn’t have to determine where you’ll end up. No one’s written your destiny for you. Here in America, you write your own destiny. You make your own future.

Some of the most successful people in the world are the ones who’ve had the most failures. JK Rowling’s first Harry Potter book was rejected twelve times before it was finally published. Michael Jordan was cut from his high school basketball team, and he lost hundreds of games and missed thousands of shots during his career. But he once said, “I have failed over and over and over again in my life. And that is why I succeed.”

…you can’t let your failures define you – you have to let them teach you. You have to let them show you what to do differently next time.

http://www.huffingtonpost.com/2009/09/07/obama-speech-to-schoolchi_n_278763.html

An example of some of the comments…

But I’m sorry he is still the “other” guy. I would oppose anything he says.  (what makes him an “other”?  his blackness or his intelligence?)

Yet they lost. (right-wingers) And, inexplicably, continue to wallow in their loserosity

“Loserosity” what a great word.

I don’t want a crack head talking my kids.  (I think he meant “to” my kids)

Then don’t.

Geo.Bush isn’t giving the talk,  Ha

Well then put the pipe down and get into rehab ASAP.  Double Ha